M. Silver and Associates-Your Florida Insurance Agents!

Permanent Health Insurance
(PPO, HMO, HSA, & Traditional Plans)







PERMANENT HEALTH INSURANCE
(PPO, POS, HMO, HSA or TRADITIONAL INDEMNITY)

                   HumanaOne Health Plans-Get a Quote/Apply Online for Health Insurance
  • HumanaOne Individual Health Insurance Plan is a PPO plan available with several deductible levels and optional benefits.
  • HumanaOne HSA is a high deductible PPO plan that is compatible with the Health Savings Account.

Vista Healthplans-Get a Quote/Apply Online for an HMO Plan

  • Vista Healthplan of South Florida offers affordable, comprehensive individual HMO health benefit plans with benefits equal to or better than most employer group plans
  • Plans are available in Miami-Dade, Broward, Palm Beach, Martin and St. Lucie counties
  • Plans include (Exceptions & Limitations may apply. See Summary of Benefits for details. All applicants must meet VISTA's underwriting guidelines for approval.) Preventive Care, Prescription Drugs, Hospitalization, Dental & Vision, Immunizations, Mammograms, Maternity (optional), Child-only Coverage available, plus much more.
  • Contact our office for additional plan choices.

Aetna Advantage Plans-Get a Quote/Apply Online!

  • Aetna Advantage Plans offer a variety of insurance plans with the freedom to go directly to any physician, specialist, or hospital for covered services.
  • You have a choice of open access plans and HSA (Health Savings Account)compatible plans.
      This link is inactive pending approval from company. Please contact us directly and we will be happy to provide a quote.
Assurant Health-Get a Quote/Apply Online for Health Insurance
  • Health insurance for individuals & families
  • Extensive doctor & hospital networks provide significant savings
  • Health Savings Accounts offer tax benefits on your health care spending
  • Wide range of plans & benefit options tailored to your needs
  • No referrals needed for specialists-you choose who you see
Celtic Basic Health Plans-Get a Quote/Apply Online for Health Insurance
  • Quality, basic health insurance coverage
  • Affordable rates to fit your budget
  • A no-hassle PPO with 80/20 coinsurance
  • Maximum lifetime protection of $5 million
  • Two $30 copay office visits per year
  • $200 wellness benefit included
  • Copay Drug Card option or Free Rx Discount Card
Celtic CelticCare II Health Plans-Get a Quote/Apply Online for Health Insurance
  • CelticCare II Select PPO-you receive high quality care for the lowest premium by accessing respected network physicians and hospitals. This doctor & hospital PPO offers savings on every visit to any network provider
  • CelticCare II "Any Doc" PPO-you don't have to change doctors to realize the advantage of a low office visit copayment. You have the flexibility to choose your own physician while saving money with the preferred rates of our prominent nationwide hospital network
  • CelticCare II Managed Indemnity Plan-offers you comprehensive major medical coverage with the flexibility to select the doctors & hospitals of your choice 
Celtic CelticSaver Health Plan-Get a Quote/Apply Online for Health Insurance
  • A qualified high deductible health plan designed to provide major medical health coverage
  • $5,000,000 of reliable health insurance protection
  • Combine with a Health Savings Account (HSA) to make your health plan even more affordable.

Learn about HSA Accounts from:


Go to the Home Page of HSA Bank, National Leader in Health Savings Accounts                               HSA Overview Presentation-Click Here

                                                                                  Discover if an HSA is right for you-Click Here
                                                             
                                                                                 
At the HSA Bank web site, you will find flash presentations and slide shows that provide simple explainations of  how HSA Accounts work.


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