M. Silver and Associates-Your Florida Insurance Agents!

Florida Workers' Compensation Insurance

Home About Us Contact Us Business Insurance Florida Workers' Compensation Insurance Our Florida Workers' Compensation Markets Florida Workers' Comp.-Useful Tools & Resources Employee Leasing (PEO) Get a Florida Workers' Compensation Quote Create Your Own Online Certificate of Insurance	Florida Worker Compensation Insurance: There are solutions to your Florida Workers' Comp. Insurance problems! We represent some of the most aggressive Florida Workers' Compensation Insurance Markets We have markets for tough to place risks, such as marine, high construction, oil wells, and many more. We supplement them with access to additional companies through our relationships with Workers' Compensation Insurance "wholesale" agencies We are appointed agents for the Florida Workers' Compensation Joint Underwriting Association. (Although, we prefer to take companies out of the JUA!) If necessary, we will negotiate a "consent-to-rate" policy to keep your company out of the JUA. And if none of these options provide a solution to your Florida Worker Comp. Insurance problem, we can help you select the right Professional Employer Organization (PEO), commonly called an "Employee Leasing Company" Dividend programs are back! If your workers' comp. policy does not offer a dividend program, you could be overpaying! We have dividend programs that start at $1,500 of annual premium. Let us cut the cost of your coverage! Securing Worker Compensation Insurance in Florida can be difficult. Bring us your Florida Workers' Compensation Insurance problem and let us solve it! We will accept any challenge! Our service does not end after we place your coverage! We will provide these services to your company: Help in setting up premium savings programs such as safety and drug-free workplace Rapid response to your requests for Certificates of Liability Coverage; and now for even faster service: Help with filing for additional credits that you may deserve such as the Contractor's Credit Continued monitoring of your open claims to minimize their impact on your loss experience Review of your X-Mod prior to it being posted to make sure that it is fair Annual review to make sure that we are meeting our commitments to you WARNING! Don't let your agent put you into the Florida Workers' Compensation JUA without calling us first! If you already are in the JUA, call us immediately. Before you enroll with an "employee leasing" company, contact us for an objective view of your options! If your company is from out-of-state, don't rely on your local agent for expertise in the Florida Workers' Compensation Insurance market! CONTACT US NOW or REQUEST A QUOTE!
Our Most Recent Success Story!
*The Challenge:* A Texas Company, new to Florida with no prior coverage, has opportunities in Florida. But only if they can secure workers' compensation coverage immediately.
August 20, 2007 (via E-mail) "I would personally like to thank you for your assistance in obtaining the coverage we needed for our Florida employees. As you may recall, we needed to obtain the coverage on very short notice in order to take advantage of some opportunities in Florida. Unfortunately, as a new employer, we ran into wall after wall in trying to place the coverage. We stumbled onto your website, but what a fortuitous event it was. Within a matter of days, you were able to resolve all of our problems. No other firm was able to perform, yet you made it look easy." Billy Roberts, President Roberts Realty Advisors, Inc. Ft. Worth, Texas
I am sorry that you had to learn the hard way that going to your local insurance agent from outside of Florida is not the way to get Florida worker compensation insurance. But we are glad that you found the Florida workers' compensation insurance specialists at M. Silver and Associates, Inc. We know the Florida work comp. market and have the resources to get businesses like yours covered. We take pride in making the difficult look easy.
A Recent Success Story!
*The Challenge:* Help an agent from Georgia to find coverage for their cancelled Florida client with no gap in coverage.
July 20, 2007 "I would like to thank you for helping me with a very difficult Florida Work Comp policy . . . Unfortunately, no voluntary market would offer Work Comp because an employee had been shot in the course of a robbery last year. I called many FL independent agencies . . . They all refused to help me citing that it was too much work and not enough commission. I found your company on the internet & was so relieved when you agreed to help me. You were so professional, helpful and quick to respond. I now have a happy customer, thanks to you. I will be sure to refer you all my FL Work Comp business. Leslie Davis, CPCU McNeal Agency, Inc. Warner Robins, GA
Glad to help, Leslie. We are always happy to work with out-of-state agents to place their Florida Workers' Compensation policies. We know how hard the Florida Work. Comp. market can be for agents outside of Florida. Our goal is to work with you to keep your clients happy and your clients! We value our relationships with agents as much as those with our clients. So, the next time you have a Florida workers' comp. problem, you know who to call.
*Another Recent Success Story!*
*The Challenge:* To secure Florida Worker Compensation Insurance in the Florida voluntary market for a company that provides catering staff for banquet halls, events, and private parties that has been covered through the Florida Workers' Compensation Joint Underwriting Association for over two years. And again, we were up to the challenge!
March 9, 2007 (via E-mail) "I just wanted to tell you how great it is to be dealing with M. Silver and Associates, Inc. You handled our account with the most professionalism, and you were able to get us coverage on the drop of a dime. Before going to you we were in the JUA. The JUA was a nightmare to deal with and the rates they charged were astronomical as well. The agent I was dealing with lacked . . . the effort in getting me out of the JUA when it came time for renewal. . . . I wanted to say thank you for taking care of us. You were a tremendous help in finding us coverage and not only that, you saved us a ton of money!!" Joseph Janusz President/CEO Borrow a Bartender
It was our pleasure to help get your company out of the JUA. As we told you when we first spoke, "It pays to work with the Florida Workers' Compensation Specialists at M. Silver and Associates, Inc." We are glad that we can add Borrow A Bartender to our list of Success Stories.
Another Success Story!
*The Challenge:* To find Florida Workers' Compensation Insurance in the voluntary market for a non-profit corporation engaged in childcare, that was covered through the Florida Workers' Compensation Joint Underwriting Association for 2 years, has 6 locations, independent contractors, over 50% part-time employees, and some out-of-state travel. We'll let our new client tell you the result!
July 14, 2006 "We began speaking with Mr. Silver on June 21, 2006 . . . We are in an industry that is very difficult to insure and with Mr. Silver's persistence . . . we were notified of our successful binding with an insurance company outside of the FWCJUA on Thursday, July 14, 2006. Within three weeks, Mr. Silver assisted us in saving $8,000 and for a non profit that is worth "gold." He is a wonderful person to work with and I will recommend his services to everyone. Thanks again." DeAnna Stinson Director of Finance and Administration Cool Kids Learn, Inc.
Thank you for the kind words, DeAnna. We are always happy to save companies money by taking them out of the FWCJUA. We look forward to working with your company for a long, long time.
These are just some of our "Success Stories." Not everyone takes the time to write to us or allows us to post their letter on our website. So, if you have a problem getting out of the JUA, or you are from outside of Florida, or your agent has limited Florida workers' compensation insurance markets, or you have any problem securing Florida Worker Compensation Insurance, contact the Florida Workers' Compensation Insurance Specialists at M. Silver and Associates, Inc. We want you to be our next "Success Story!"
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Florida Workers' Compensation Insurance

Florida Worker Compensation Insurance: There are solutions to your Florida Workers' Comp. Insurance problems!