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Florida Worker Compensation Insurance: There are solutions to your Florida Workers' Comp. Insurance problems!
Dividend programs are back! If your workers' comp. policy does not offer a dividend program, you could be overpaying! We have dividend programs that start at $1,500 of annual premium. Let us cut the cost of your coverage! Securing Worker Compensation Insurance in Florida can be difficult. Bring us your Florida Workers' Compensation Insurance problem and let us solve it! We will accept any challenge!
WARNING! Don't let your agent put you into the Florida Workers' Compensation JUA without calling us first! If you already are in the JUA, call us immediately. Before you enroll with an "employee leasing" company, contact us for an objective view of your options! If your company is from out-of-state, don't rely on your local agent for expertise in the Florida Workers' Compensation Insurance market! CONTACT US NOW or REQUEST A QUOTE! |
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| The Challenge: An out-of-state payroll representative can write a new account, but only if he can help the client secure Florida workers compensation insurance. There are a few problems, such as, the client doesn't have current coverage, they are in a difficult industry, the payroll representative is in another state and his company's insurance division can't find coverage for the account. | |
| April 2, 2010 (via E-mail) ". . . I was working with a client that need[ed] Workers Comp. Insurance and they were classified as a High Risk Business and we could not help them. I really wanted to help the business out. I called all around Florida looking for an insurance carrier that could write my client. On my 7th call I reached Merle Silver who was the first agent who said he could help. 1 week later the client was up and running for Workers Comp, and I received the payroll business. Without Merle's hard work and efficiency, I would have lost my deal and my client might still not have Workers Comp Insurance. I now recommend all of my clients to talk [to] Merle to see where he can help. The best part is when he feels the client has everything they need. He has no problem telling them that, and walking away from business. He will not sell something just for the revenue." Mike Paychex Small Business Consultant |
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| Mike discovered what a lot of payroll representatives already knew-we can help them get payroll business! Having a payroll representative from a major payroll company call us for help is a common occurence at M. Silver and Associates, Inc. Our access to local and specialty workers comp. markets separates us from the payroll companies insurance divisions. We take special pride in not only helping the difficult to place client get workers comp. coverage, but helping the payroll reprentatives service and keep their clients. | |
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| The Challenge: A local company in a difficult to place industry wants out of an extremely expensive PEO arrangement, if we can get them covered! | |
| March 25, 2010 (via E-mail) ". . . M. Silver and Associates, Inc. helped us find workers compensation insurance and are currently working on our liability insurance. We appreciate all the hard work that they have put in on these two issues. They have been very responsive to our needs as a company." Dan Elliot, Partner Baires Nationwide Enterprises |
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| We are glad to have been able to meet the challenge and save your company a significant amount of money. Employee Leasing Arrangements (PEO's) are not for everyone. We only recommend them when they meet a specific need that our client can not meet through other channels. | |
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| The Challenge: A Michigan company buys a store location in Florida, but their Michigan workers' compensation policy will not cover the Florida employees. They need coverage and they need it quickly. | |
| March 10, 2010 (via E-mail) "Please accept this letter as my appreciation for your prompt and attentive service. I am thankful to have found your website, because I am very satisfied with your ability to get the requested insurance coverage for our company. Your professional attitude will make this relationship easy to maintain." Roger G. Karnow, C.P.A., C.F.E. Chief Executive Officer Mr. Alan's Men's Bootery, Inc. |
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| We pride ourselves on our professionalism in dealing with our clients and the insurance companies that we represent. Our "prompt and attentive service" doesn't end after we place your coverage. We will continue to work with you to help you to grow your business in Florida. | |
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| The Challenge: An Ohio company secures a contract in Florida, but they must provide proof of workers compensation coverage before they can begin the contract and their Ohio workers' compensation policy will not cover the Florida employees. They need coverage immediately. | |
| March 8, 2010 (via E-mail) "We are an out of state employer that decided to do business in Florida. We didn't know where to go or what to do in regards to Florida Workers' Compensation coverage. We were referred to M. Silver & Associates. What a relief! Merle walked us through the process of getting started and got us set up right away. . . . he has continued to be a problem solver for us. When we had a claim, he worked with all of the interested parties to ensure the employee received the proper attention and made sure that the bills got to where they needed to go. Whenever I have a question, he is right there with guidance and assistance. Merle Silver has made doing business in Florida a lot less stressful by UNcomplicating the Workers' Compensation process for me. Thank you so much for your assistance and attention to our needs!" Best Regards, Letitia Scheck HR Director Integrity Concepts, LLC D/B/A ServiceMaster Elite Janitorial Services |
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| It is especially gratifying to us when our clients voice their appreciation for our commitment to service. Too often, people expect good service, but do not seem to value it when choosing the agent or agency to represent them. It is our goal that our clients remember us for our service, not just the coverage we place on their behalf. | |
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| The Challenge: A Texas Company, new to Florida with no prior coverage, has opportunities in Florida. But only if they can secure workers' compensation coverage immediately. | |
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| I am sorry that you had to learn the hard way that going to your local insurance agent from outside of Florida is not the way to get Florida worker compensation insurance. But we are glad that you found the Florida workers' compensation insurance specialists at M. Silver and Associates, Inc. We know the Florida work comp. market and have the resources to get businesses like yours covered. We take pride in making the difficult look easy. | |
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| The Challenge: Help an agent from Georgia to find coverage for their cancelled Florida client with no gap in coverage. | |
July 20, 2007 "I would like to thank you for helping me with a very difficult Florida Work Comp policy . . . Unfortunately, no voluntary market would offer Work Comp because an employee had been shot in the course of a robbery last year. I called many FL independent agencies . . . They all refused to help me citing that it was too much work and not enough commission. I found your company on the internet & was so relieved when you agreed to help me. You were so professional, helpful and quick to respond. I now have a happy customer, thanks to you. I will be sure to refer you all my FL Work Comp business. Leslie Davis, CPCU McNeal Agency, Inc. Warner Robins, GA |
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| Glad to help, Leslie. We are always happy to work with out-of-state agents to place their Florida Workers' Compensation policies. We know how hard the Florida Work. Comp. market can be for agents outside of Florida. Our goal is to work with you to keep your clients happy and your clients! We value our relationships with agents as much as those with our clients. So, the next time you have a Florida workers' comp. problem, you know who to call. | |
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| The Challenge: To secure Florida Worker Compensation Insurance in the Florida voluntary market for a company that provides catering staff for banquet halls, events, and private parties that has been covered through the Florida Workers' Compensation Joint Underwriting Association for over two years. And again, we were up to the challenge! | |
March 9, 2007 (via E-mail) "I just wanted to tell you how great it is to be dealing with M. Silver and Associates, Inc. You handled our account with the most professionalism, and you were able to get us coverage on the drop of a dime. Before going to you we were in the JUA. The JUA was a nightmare to deal with and the rates they charged were astronomical as well. The agent I was dealing with lacked . . . the effort in getting me out of the JUA when it came time for renewal. . . . I wanted to say thank you for taking care of us. You were a tremendous help in finding us coverage and not only that, you saved us a ton of money!!" Joseph Janusz President/CEO Borrow a Bartender |
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| It was our pleasure to help get your company out of the JUA. As we told you when we first spoke, "It pays to work with the Florida Workers' Compensation Specialists at M. Silver and Associates, Inc." We are glad that we can add Borrow A Bartender to our list of Success Stories. | |
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| The Challenge: To find Florida Workers' Compensation Insurance in the voluntary market for a non-profit corporation engaged in childcare, that was covered through the Florida Workers' Compensation Joint Underwriting Association for 2 years, has 6 locations, independent contractors, over 50% part-time employees, and some out-of-state travel. We'll let our new client tell you the result! | |
July 14, 2006 "We began speaking with Mr. Silver on June 21, 2006 . . . We are in an industry that is very difficult to insure and with Mr. Silver's persistence . . . we were notified of our successful binding with an insurance company outside of the FWCJUA on Thursday, July 14, 2006. Within three weeks, Mr. Silver assisted us in saving $8,000 and for a non profit that is worth "gold." He is a wonderful person to work with and I will recommend his services to everyone. Thanks again." DeAnna Stinson Director of Finance and Administration Cool Kids Learn, Inc. |
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| Thank you for the kind words, DeAnna. We are always happy to save companies money by taking them out of the FWCJUA. We look forward to working with your company for a long, long time. | |
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