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We believe that our agency grows by forging strong, long term relationships with our clients. And the "one-on-one" nature of Personal Insurance gives us an opportunity to allow our relationship to grow as your individual and family needs grow. We want to be your Insurance Agents. Please allow us the opportunity to show you how professional insurance agents can help their clients meet their insurance needs such as the following:

  • Life Insurance-Guarantees the financial commitments that you make, even if you are no longer alive to meet them yourself. Just as there are many types of financial commitments (mortgage, college funding, weddings, retirement, etc.), there are many types of Life Insurance policies to meet them. Whole Life, Universal Life, Term Life, and their many variations may all be part of a well designed insurance program. Every individual and family situation is unique in terms of needs, health, and financial resources, and we will design a personal, comprehensive insurance plan to address these issues. It is seldom a matter of simply getting a quote from the internet on a Term Life Insurance policy-but if it is, please visit our Quote Center! There you can get an Online Term Life Insurance quote from over 100 different companies.
  • Disability Insurance-Sometimes our inability to meet our financial commitments is not caused by death, but by disability. When we lose the ability to earn a steady income, we need an alternative source of income to meet our needs. A personal Disability Income policy is the answer! Too many people fail to insure what may well be their most valuable asset, their earning power. Some people have Disability Insurance through their workplace, either employer paid or as a voluntary plan. But a personally owned Disability Insurance policy usually provides much more security. We work with the leading companies in the disability field. Let us design a disability plan for you!
  • Homeowner's Insurance-After their earning power, the most valuable asset that most people own is their home. We can review your coverage and make sure that you have the right coverage, and at the right price!
  • Health Insurance-For those individuals and families who do not receive health insurance benefits through their work, an individual or family medical insurance plan is essential. It is the only way to guarantee the access and affordability of medical treatment when it is most needed. At our Quote Center we offer online quotes and applications for a number of the leading insurance companies that we represent, including HumanaOne, Assurant Health, Celtic Insurance Co., and others.  
  • Automobile Insurance-A Personal Auto Policy covers owned automobiles for liability, Personal Injury Protection, uninsured/underinsured motorists, comprehensive, collision, and other coverages. 
  • Personal Inland Marine-This special type of policy provides coverage for specific items, such as jewelry, antiques, works of art, other collectibles, and other items.
  • Personal Umbrella Policy-Provides additional protection against liability claims where the underlying liability coverage may be inadequate for the injuries to others or the property damages incurred. The underlying policies could be automobile insurance, homeowners coverage, or a number of other special liability coverages.
  • Long Term Care Insurance-More people are realizing that Long Term Care Insurance makes sense long before one is a "senior citizen." Premium costs reward those insureds who purchase at earlier ages. There are many different plans with a variety of features that might appeal to people in their 40's and 50's.

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