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Here is how we can help you to cut the cost of your Tennessee Workers' Compensation Insurance:

  • We have contracted with some of the leading (and most aggressive) markets writing Workers' Compensation Insurance in Tennessee.
  • We have access to many more companies through our strategic relationships with top Workers' Compensation Insurance wholesale agencies.
  • And if these options do not provide a solution to your Workers' Compensation Insurance problem, we can help you to select the right  Professional Employer Organization (PEO), commonly referred to as an "Employee Leasing Company."


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WARNING: As a "Loss Cost State," the rates are not uniform for Tennessee Workers Comp. Insurance. Each insurance company uses individually filed Loss Cost Multipliers based on their own expenses and other provisions and "Commissioner approved" loss costs. This creates a very competitive environment resulting in the opportunity for companies to cut their cost of Workers Compensation Insurance in TN. We can help due to our diverse markets, carrier relationships, and expertise in presenting your company in the best light to the underwriters. So, if you want to cut your costs of Work Comp. Insurance, CONTACT US or REQUEST A QUOTE and see how we can help.

These are our primary markets for Tennessee Workers' Compensation Insurance!

Summit Underwriters Logo

Summit Holdings, a member of the Liberty Mutual Group,  provides Workers' Compensation Insurance and related consulting services in Florida and the Southeastern United States through its subsidiaries and programs that it manages. 

Bridgefield Casualty Insurance Company
Bridgefield Employers Insurance Company
BusinessFirst Insurance Company

  • Summit Safety Rewards Plan begins at $10,000 annual premium and returns premium to qualifying accounts.
  • Electronic Transfer Program (if allowed) requires only a $200 deposit.
  • QuickLinks: Home, Programs by State,

Unisource Program Administrators Logo

Unisource Program Administrators is is an approved Third Party Administrator and Managed Care vendor for several nationally recognized "A+" Rated carriers and the Florida Workers' Compensation Insurance Guaranty Association.

Ace American Insurance
AmeriSafe (see below)
Liberty Mutual
QBE Insurance
Zurich Insurance Company

  • Most Construction Codes, Trucking Risks, and New Ventures considered.
  • Multi-State Capability available.
  • QuickLinks: Home, Employer Login

AmTrust North America Logo

Associated Industries Insurance Services, Inc., recently acquired by AmTrust Financial Services, Inc., is a Florida-based workers' compensation managing general agency providing excellent workers' compensation coverage in 40 states across the country.

Technology Insurance Company

  • Dividend programs are available starting at $1,500 of annual premium.
  • Favorable payment options.
  • Coverage available in 40 states.
  • Retrospective Rating Plan available.
  • AmTrust wants to write your small business!

PBOA-A Risk Services Company-Logo

Risk Services is a full service administrator with solid market recognition, proven results since the late 1980's, and a growing book of national Workers' Compemnsation Insurance.

Ace Complete
Everest National Insurance Company

  • Dividend program available starting at $10,000 annual audited discounted premium
  • Construction accounts are welcome
  • Will write small and/or hard to place business.
  • Emphasize superior service and cost reduction in an effective manner..

Amerisafe Logo

Amerisafe is experienced in providing Workers' Compensation Insurance to the toughest classes of business, those with low frequency and high severity

American Interstate Insurance Company

  • Specializing in hazardous industries such as agribusiness, construction, logging, oil & gas, and trucking.
  • Monthly reporting means that you will not have a big bill at audit time.
  • USL&H and Maritime Employers Liability Insurance (Jones Act), and other maritime coverages are available.

LIG Marine Managers-Commercial Marine and Longshore Insurance

LIG Marine Managers, Inc. is an insurance wholesaler specializing in all lines of commercial marine insurance including Marine Workers' Compensation, Longshore (USL&H), and Maritime Employers Liability insurance coverages.

Zurich Insurance Co.

  • State Act and USL&H combined in one policy and placed with domestic "A Rated" carriers.
  • Maritime Employers Liability covering any type of marine exposure INCLUDING DIVING.
  • Other marine coverages are available including Hull/Equipment, Protection & Indemnity, Marine General Liability, Umbrellas/Excess, Boat Dealers Package, Loss of Hire (Business Income), Oil Pollution Liability Act, Marine Builders Risk, Shipyards, Docks & Piers, Marine Contractors Package, Marine Concessionaires, and Charter Excursion Casinos.

Beacon-National Insurance Associates Logo

Beacon-National Insurance Associates, Inc. is a licensed Managing General Agency, domiciled and registered in Florida, managing a quality Workers' Compensation insurance program for the aviation industry underwritten by Companion Property & Casualty. They are also the exclusive market for aviation risks underwritten by AmTrust North America and FCCI Insurance Group.

AmTrust North America
Companion Property & Casualty
FCCI Insurance Group

  • Programs were developed exclusively for aviation risks.
  • Includes FBO's, pilot training centers, and service stations.
  • The program's insurance carrier may offer terms and coverage that may not be otherwise available.
  • Dividend Programs may be available to qualified risks.

A Recent Success Story!

The Challenge: Help a New York based insurance agency find competitively priced Tennessee Worker Compensation Insurance coverage for the Tennessee and North Carolina operations of a large client.

April 19, 2010 (via. E-mail)

"Thank you very much for your assistance to our agency, Risk Strategies Company, in finding and placing Workers Compensation coverage for the Tennessee business operation of one of our large New York based clients.

In an effort to find strong, competitively priced coverage, we looked beyond our traditional markets. A search for alternative sources brought us in contact with your Miami firm. Working with your firm has been a nice experience as demonstrated by the successful placement of the coverage.

In today's business environment it is clearly less important where you are geographically located than your expertise and access to aggressive Workers Comp markets.

Thanks, again. We will reach out to use your firm's services in the future as the opportunity arises."

Jordan Bergstein
Vice President
Thank you, Jordan. It is always a pleasure to help our fellow agents to secure the best coverage at the best price for their clients. And you are right that geographic location is less important than expertise and aggressive markets, especially in the competitive Tennessee Workers Compensation Insurance market. That is what we have built our reputation on-aggressive workers comp. carriers and the expertise to deliver the best work comp. value for our clients and our agents. We hope to work with you again, soon.

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